GENETIC INFO WOULD BE SHIELDED FROM LIFE, DISABILITY, LONG-TERM CARE INSURANCE UNDER BILL

LINCOLN — Legislative Bill 338 from State Sen. Dave “Woody” Wordekemper of Fremont, seeks to expand access to and knock down one barrier to some people getting genetic testing: whether the results can be used in determining premiums or eligibility for life, disability, or long-term care insurance. Modeled after a law in Florida that passed in 2020, LB338 would shield such information from being used to limit, deny, or set higher premium rates for such coverage. Nebraska would be the second state to pass such a law.

LB 338 would allow someone’s genetic information to be used by disability, life, or long-term care insurers if the person seeking insurance has a specific clinical diagnosis. The legislation would not prevent such insurers from asking about family history or reviewing someone’s medical record, which might include someone’s genetic test results.

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